Bankruptcy Mastery

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Untangling The Converted Bankruptcy Case

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice, Chapter 13, Counseling clients

Conversion to Chapter 7 from Chapter 13 usually comes amid some sort of train wreck. The debtor has defaulted on plan payments, decided to surrender the house, or even got a loan modification that allows him to keep the house. Often, there is pressure to convert the case before it is dismissed. In the bustle, […]

Filed Under: Bankruptcy Practice, Chapter 13, Counseling clients Tagged With: conversion

When Chapter 13 Debtors Run Amok

By Cathy Moran, Esq. Filed Under: Counseling clients

Chapter 13

We’ve had a string of them…. [Hint: in a small practice, a “string” means “three. ” ] But three clients in the past month with confirmed Chapter 13 plans have contracted to sell their homes without mentioning it to us, their attorneys. The degree of chaos varied:  inadequate time to get approval of the sale from the […]

Filed Under: Counseling clients

Use All Channels to Educate Bankruptcy Debtors

By Cathy Moran, Esq. Filed Under: Counseling clients

teach clients

The skill set of a consumer bankruptcy lawyer must include a healthy dose of  the skills of a teacher. The client has to master any number of legal issues and procedures to make informed decisions about the case.  An effective lawyer has a plan for how to convey all those things the debtors need to […]

Filed Under: Counseling clients Tagged With: alternatives, bankruptcy, choices, clients, consumers

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