I commend to you the money problems of the elderly as challenging and underserved. The 70ish couple in my office came with their two adult daughters. Neither spouse appeared in good health. The good news was that they had substantial equity in their home; the bad news was that the equity exceeded the California homestead […]
Who Is The Liar Here?
The mortgage mill lawyer on the other end of the phone tried to tell me my client is a liar. I bristled, but not for the insult. I bristled for the whopper opposing counsel was trying to feed me. Lenders don’t reject loan mod applications because the borrower is current, he said. You know that’s […]
Axe Falls On Debtor’s Counsel
Just when I think my work here is done, I have a week like last week. Everywhere I looked, the ax was falling on debtor’s counsel. Deservedly so. My Chapter 13 trustee complains that her staff is knee deep in debtor lawyer inattention and mistakes. The UST brings disgorgement motion against lawyer who took fees, […]
When Insurance Can Be The Death Of You
Remember survey courses from college? Kinda like flying low over new territory without ever landing and getting on the ground? That’s what I propose to do with the topic of insurance. Insurance, as we see it in bankruptcy. It isn’t frequently a hot topic, but when it is, the numbers are large and the possibility […]
The More We Get Together
Not a bad place for a weekend, eh? The NACBA convention was great. The two buildings on the left housed the convention. But I’m back in the real world, at home, in the realm of real people with real problems. Kudos to Tara Twomey who had a large hand in selecting the content of the […]
Why Realization Dawns Too Late
This time, I have a question for you. How do we get laymen to see a situation as one involving legal rights rather than just a “life event”? That question was asked of the audience at a training on new legal rights created by the California Homeowner’s Bill of Rights. That bill includes protections for […]
Got These Dates?
Friday The Chapter13 trustees ‘ Academy is sponsoring a free Means Test webinar Friday, April 19, 2:00 Eastern/1:00 Central. (Somehow they forgot to hold the hands of those of us in the Pacific time zone. My sources say that would be 11 am. PDT.) Projected Disposable Income (a/k/a Expected Unrecognizable Outcome): United States Bankruptcy Judge Fredrick E. […]
