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Tax Withholding Not Etched in Stone

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

© kasparart - Fotolia.com

Taxes are one of the means test expense items that I have labeled as a gamechanger. Those gamechangers are entries on B-22 where a thorough bankruptcy lawyer has an opportunity to significantly alter the disposable monthly income. Facility here starts with the concept that the “right” tax figure may not be what’s been withheld from […]

Filed Under: Bankruptcy Practice

On The Trail Of The Reopened Bankruptcy Case

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

We’re here at the trail head.  Our goal is to reopen a bankruptcy case. I can’t tell you comprehensively where this trail leads, but as bankruptcy lawyers,  we often set off down the path. As we find in the cases, the trip may not be necessary. A starting point I reached into my box of […]

Filed Under: Bankruptcy Practice

What’s It Worth To You?

By Cathy Moran, Esq. Filed Under: Chapter 13

Business valuation

If all the children in Lake Woebegon are above average, all the small businesses our clients run are quite valuable. If the Chapter 13 trustee is asking the question, anyway. I rail when the Chapter 13 trustee’s business questionnaire asks “how much would you sell your business for.” Phrased that way, the question implicates all […]

Filed Under: Chapter 13

Hat Tip For Timeless Little Tips

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

It’s the little things that count. My life in the law is so much richer and more productive as a result of help, encouragement and brainstorming I’ve shared with lots of marvelous mentors and friends. But two people stand out, not just for their generousity with their knowledge, but for the common here’s-how-you-get-it-done tips. My […]

Filed Under: Bankruptcy Practice

The Savvy Move: San Diego For NACBA Convention

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

Sunshine, camaraderie, and CLE. Three days in San Diego for the NACBA 2013 Convention. No need to chew on it.  Sign up. The early bird discount expires 3/15/13. There’s no place else where you can get such a marvelous mix of the latest developments in consumer bankruptcy law and the practical how-to’s from lawyers who’ve done […]

Filed Under: Bankruptcy Practice

Old Lesson From Innovation Event

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

  The most important thing I learned at a half day spent at ReInventLaw Silicon Valley had little to do with the conference’s theme of  law, technology, and innovation. In fact, it was very old school idea that stuck with me: communicate with your client. Give the client greater visibility into the value you are […]

Filed Under: Bankruptcy Practice

Dealing With Joint Debt And Business Struggles

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

sole proprietorship locked up

Early in this series on business bankruptcy issues, we focused on figuring out just who is liable for each debt. Many people check over here with several doubts regarding business. Is it the shareholder, sitting across the desk from you, or is it the corporation that person runs? The life of a bankruptcy lawyer is […]

Filed Under: Bankruptcy Practice

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