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RTFM*

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

I know gambling debts are non dischargeable, so we can’t convert the Chapter 13. So said debtor’s counsel whom I was trying to help with a troubled case. I wanted to retort: point me to the code section that says that. I tried gently to suggest it wasn’t so. Not sure the “suggestion” penetrated. So […]

Filed Under: Bankruptcy Practice

Bankruptcy For Elders: Minefield or Mother Lode?

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

money and the elderly

I commend to you the money problems of the elderly as challenging and underserved. The 70ish couple in my office came with their two adult daughters.  Neither spouse appeared in good health. The good news was that they had substantial equity in their home;  the bad news was that the equity exceeded the California homestead […]

Filed Under: Bankruptcy Practice

Who Is The Liar Here?

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

The mortgage mill lawyer on the other end of the phone tried to tell me my client is a liar. I bristled, but not for the insult. I bristled for the whopper opposing counsel was trying to feed me. Lenders don’t reject loan mod applications because the borrower is current, he said.  You know that’s […]

Filed Under: Bankruptcy Practice

The Bankruptcy Rules Of The Road

By Jill Michaux Filed Under: Bankruptcy Practice

Where are the answers?

Do you need to know how much notice to give on a chapter 13 plan? What happens when a debtor dies? How to file a proof of claim or object to one already filed? When is discovery allowed in bankruptcy? The answers can be found in the bankruptcy rules. Rules: The How To Manual The […]

Filed Under: Bankruptcy Practice

Axe Falls On Debtor’s Counsel

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

Headsman's axe

Just when I think my work here is done, I have a week like last week. Everywhere I looked, the ax was falling on debtor’s counsel. Deservedly so. My Chapter 13 trustee complains that her staff is knee deep in debtor lawyer inattention and mistakes. The UST brings disgorgement motion against lawyer who took fees, […]

Filed Under: Bankruptcy Practice

When Insurance Can Be The Death Of You

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

low flying plane

Remember survey courses from college? Kinda like flying low over new territory without ever landing and getting on the ground? That’s what I propose to do with the topic of insurance.  Insurance, as we see it in bankruptcy. It isn’t frequently a hot topic, but when it is, the numbers are large and the possibility […]

Filed Under: Bankruptcy Practice

The More We Get Together

By Cathy Moran, Esq. Filed Under: Bankruptcy Practice

Not a bad place for a weekend, eh? The NACBA convention was great.  The two buildings on the left housed the convention. But I’m back in the real world, at home, in the realm of real people with real problems. Kudos to Tara Twomey who had a large hand in selecting the content of the […]

Filed Under: Bankruptcy Practice

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