I read it on the Internet: it must be so. Or not. I found another Victoria Ring blooper this week, thanks to a friend on her email list. Ms. Ring, a paralegal who trains other paralegals (and lawyers, I fear) delightedly tells her LinkedIn group that debtors in California can not only cram down […]
Beware Predatory Lenders In Sheep’s Clothing
Just when you thought mortgage lender behavior couldn’t get more odious or indifferent, they prove you wrong. Yesterday a mortgage modification for clients currently in a confirmed Chapter 13 plan appeared on my desk. The plan is several years old and the mortgage arrears were about $5000. The lender sought relief from stay over what […]
Get The Tools You Need
You filed the case. If you’re asking, ” Now, what do I do?“, join me for a lunch and learn series this summer. We’ll pack your tool kit with ten essential skills a newish bankruptcy practitioner needs to have to survive clients, creditors and judges. All before Labor Day. The sessions are going to be […]
The Electronic Shortcut To Perdition
Didn’t someone wise say that the road to hell is paved with good intentions? So, my subject today is the need to have the client’s actual signature on each document filed with the court. It should be obvious and go without saying. Yet the point apparently needs to be made. The observations of colleagues in […]
Pick Bankruptcy, Take Care of The Tax
The rule that Uncle Sam comes first, in bankruptcy, can be a life saver, even if the debtor is going to lose everything in the process. I was brainstorming with a colleague about his client who was about to suffer a huge judgment in state court. There were virtually no other creditors that made bankruptcy […]
Five Reasons To Break Up Couples
Consider that your job as a bankruptcy attorney may be to separate married couples. Huh, you say? Doesn’t the traditional wedding ceremony include the charge that “what God has joined together, let no man put asunder“? (I’ll let you know more when I’ve Googled “asunder“). But I suggest that although the code permits married couples […]
The Bankruptcy Thigh Bone Is Connected To The Hip Bone
The entire mass of information in the bankruptcy schedules is interconnected in ways our clients don’t always perceive. However, if they don’t get the interconnection, they may get a rude surprise. I have a list of Do’s and Don’ts that I give clients at the conclusion of our initial consultation. Got more evidence this week […]
